Get cash back on your healthcare.

Cushion scans your email and accounts for healthcare receipts and finds money you can claim back through your HSA or FSA. Then does it for you.

Jessica R.Kevin M.Andrea L.Tyler S.Rachel R.
$32,452 tax-free expenses found
Bank-level security
Data never sold
THE PROBLEM

Your healthcare money is scattered.

Receipts buried in email or lost on your cards. Eligible expenses you never claimed. Reimbursements you didn't know about. Cushion brings it all together.

Without Cushion

Credit cards

Chase, Amex, Capital One

Email receipts

Gmail, Outlook

Online portals

CVS, Walgreens, MyChart

Paper bills

Doctor offices, labs

Pharmacy apps

GoodRx, Express Scripts

Insurance EOBs

Aetna, Blue Cross

Scattered across 6+ sources. Nothing connects.

With Cushion
Equinox
Equinox$260.00
CVS Pharmacy
CVS Pharmacy$24.99
D
Dr. Smith Office$150.00
Warby Parker
Warby Parker$95.00
BetterHelp
BetterHelp$65.00
Total$594.99
HOW IT WORKS

Three steps to savings

Gmail

Connected

Credit Card

Click to connect

Connect your accounts

Link your accounts and Cushion automatically finds and organizes every healthcare expense.

Medical45%
Wellness30%
Rx15%
Vision10%

See what's eligible

Doctor visits, prescriptions, therapy, dental, vision — even gym and massage with a doctor's letter.

$4,000

Tax-free Expenses Found

HSA eligible+$2,400
Wellness (LMN)+$1,200
Tax savings+$400

Get your money back

Cushion stores expenses, submits claims, catches billing errors, and finds you savings.

FEATURES

Cushion protects your money

All your healthcare expenses in one place

We scan your email and connected accounts to surface every healthcare purchase — doctor visits, prescriptions, therapy, even fitness memberships.

Track 100% of your healthcare spending

Expense Breakdown

Medical Services38%
Wellness28%
Prescriptions18%
Vision10%
Mental Health6%
Total tracked$3,936.98

HSA/FSA money you're leaving on the table

Most people underfund their account and miss thousands in reimbursable expenses. Every expense is automatically checked against IRS eligibility rules so you see exactly what you can claim back through your HSA or FSA.

Avg. $4000 in tax-free expenses found

HSA Eligibility Analysis

HSA Eligible65%
Eligible amount$2,559
Total spend$3,937

Estimated tax savings at 30% bracket: $768

Prescription discount finder

We'll confirm you're paying the best possible price on prescriptions or find you better prices.

Save up to 73% on prescriptions

Prescription Comparison

Retail

$45

per month

Cushion

$12

per month

Save 73%

Catch billing errors

Medical bills are wrong more often than you think. Cushion reviews your bills for duplicate charges, coding errors, and overcharges.

80% of medical bills contain errors

Bill Review

Original

$500.00

Lab work + office visit

Corrected

$380.00

Duplicate charge removed

You saved $120.00

Eligible expenses

More is covered than you think.

Sensate
Four Sigmatic
Chirp
Muse
Omnilux
CycleBar
Moon Juice
Renpho
ARMRA
Ritual
Oura
AG1
Peloton
LMNT
Eight Sleep
Barry's
Momentous
Whoop
Equinox
Therabody
Hyperice
SoulCycle
Thorne
Plunge
Orangetheory
Seed
HigherDose
CrossFit
Apollo Neuro
F45
Liquid IV
Planet Fitness
Vital Proteins
Lumen
Lifetime Fitness
Onnit
Olly
ClassPass
LA Fitness
Rumble
Row House
Title Boxing
9Round
Gruns
Zeel
Club Pilates
Massage Envy
Tonal
Noom
NordicTrack
WW
Bowflex
Daily Harvest
Gold's Gym
Crunch Fitness
CorePower Yoga
Elements Massage
Pure Barre
Hydrow
Factor
Hand and Stone
Solidcore
Ergatta
Sakara Life
StretchLab
YogaWorks
Soothe
Yoga Six
Tempo
Calibrate
Stretch Zone
Alo Moves
Mirror
Found
Barre3
Bloom Nutrition
The Joint
Orgain
Transparent Labs
Blink Fitness
Solawave
Beam
Celluma
DripDrop
Gravity Blanket
Ice Barrel
Nuun
Coop
Nectar
Sunlighten
Casper
Tempur-Pedic
Calm
Strava
Garmin
Headspace
Nike Training Club
Fitbit
Apple Fitness+
MyFitnessPal
HelloFresh
Purple
Mindbloom
Les Mills
Wahoo
Saatva
Insight Timer
Obé Fitness
Fitbod
Helix
Waking Up
BODi
Hatch
Clearlight
Burn Boot Camp
Bearaby
Anytime Fitness
MassageLuXe
24 Hour Fitness
Nutrisystem

Doctor's letter

Gym memberships, massage, supplements, and more — all reimbursable with a letter of medical necessity.

Cushion handles the letter for you— no extra appointments

HSA & FSA providers

Works with your HSA/FSA provider.

Seamless integration with 50+ HSA and FSA administrators.

Devenir
Devenir
Alerus
Alerus
DataPath
DataPath
Employee Benefits Corp
Employee Benefits Corp
TASC
TASC
Navia
Navia
Benefitfocus
Benefitfocus
Fidelity
Fidelity
Optum Bank
Optum Bank
WEX
WEX
HSA Bank
HSA Bank
Lively
Lively
ConnectYourCare
ConnectYourCare
Ameritas
Ameritas
Further
Further
PayFlex
PayFlex
Devenir
Devenir
Alerus
Alerus
DataPath
DataPath
Employee Benefits Corp
Employee Benefits Corp
TASC
TASC
Navia
Navia
Benefitfocus
Benefitfocus
Fidelity
Fidelity
Optum Bank
Optum Bank
WEX
WEX
HSA Bank
HSA Bank
Lively
Lively
ConnectYourCare
ConnectYourCare
Ameritas
Ameritas
Further
Further
PayFlex
PayFlex

It's tax-free money.

Every dollar you spend through your HSA or FSA is tax-free. Cushion finds it and puts it back in your pocket.

Real results

People are finding 0 buried in their inbox.

Sarah K.

I had no idea my gym membership and massages could be reimbursed. Cushion found over $3,200 in expenses I never would have claimed.

Sarah K.

HSA holder · $3,200 found

James T.

I connected my email and within a minute it had pulled up two years of receipts I forgot about. The whole process took less time than making coffee.

James T.

FSA holder · $1,840 found

FAQ

Common questions

What does it cost?

Cushion is free to sign up and use for basic features.

How does Cushion make money?

Cushion is free to use for basic features. We'll share more about premium features as they launch.

How does an HSA work?

A Health Savings Account (HSA) lets you set aside pre-tax dollars for qualified medical expenses — doctor visits, prescriptions, therapy, vision, dental, and more. Contributions reduce your taxable income, growth is tax-free, and withdrawals for eligible expenses are never taxed. Unlike an FSA, unused funds roll over year after year, making your HSA a powerful long-term savings tool.

Open an HSA with Fidelity
Can I trust Cushion?

We use bank-level encryption and never sell your data. Your privacy is our priority.

What makes Cushion different?

Cushion is purpose-built for HSA and FSA holders. We automatically find eligible expenses in your email and handle the reimbursement paperwork — including letters of medical necessity for wellness spending.

Who can sign up?

Anyone with a Gmail account and US-based healthcare expenses can use Cushion.

Ready to find your money?

Most users see results in under a minute.

What type of account do you have?